Side-by-side comparison
| 👶🏾💰 Nepo Baby | 🏦 LAPO Baby | 🎓 UNILAG fresher | |
|---|---|---|---|
| Tagline | "Daddy knows people." | "Self-made hits different." | Study now, earn more later |
| Starting cash | ₦500,000 | ₦76,000 (Mushin) or ₦96,000 (Yaba) | ₦14,000, plus ₦3,000 every Monday |
| Debt | None | ₦72,000 at ₦12,000/week | None |
| Home | Furnished mini-flat, Lekki Phase 1 | Mushin (₦2,400/wk) or Yaba (₦6,000/wk) | UNILAG hall bunk (₦1,200/wk) |
| Rent | Daddy pays for the year | You pay every Saturday | You pay every Saturday |
| First job | Branch Manager (Banking, level 3) | Pick any job you qualify for | Lectures Mon–Fri; campus gigs |
| Transport | Own car (Prado) — fuel only | Danfo, keke, okada | Danfo, keke, okada |
| Skills | Charisma 2 | Hustle 2, all skills grow 25% faster | Your course's skill; degree adds up to 20% pay |
| Difficulty | Easy | Hard | Medium, slow |
Nepo Baby in detail
The game lists the Nepo Baby perks as:
- Fully furnished Lekki flat — Daddy pays the rent
- Your own car 🚙 (just buy fuel)
- Branch Manager at Daddy's friend's bank, from day one
- ₦500,000 pocket money
On top of those, your flat comes furnished with solar, a laptop, a bookshelf, a mirror, a guitar, dumbbells, a radio and plants, so you can train Coding, Charisma, Music and Fitness at home from day one. You also start with Charisma 2.
As Branch Manager you earn ₦27,400 per shift at grade I, rising to ₦31,500 at grade IV, on weekday shifts from 8 AM. The next title,Executive Director, needs Charisma 5.
LAPO Baby in detail
- ₦60,000 LAPO loan to start — repay ₦12,000 every week
- Hustle skill starts at 2
- You learn every skill 25% faster
- Start in Mushin or Yaba and work your way to Lekki
The loan lands as ₦60,000 on top of your home's starting cash. You repay ₦72,000: that's6 weekly payments of ₦12,000, which you can also pay early from your money screen. When it's cleared the game marks you "Self-made 💪🏾".
The 25% faster skill growth stacks with traits (a Hustler's Hustle grows 1.5×) and with the Fast Learner reward (+20%), so a LAPO Hustler levels Hustle about 1.9× as fast as a Nepo Baby with no traits.
UNILAG fresher in detail
The game describes the student start like this:
- 100L in the course you pick: Mummy and Daddy paid the first session's fees
- ₦3,000 allowance every Monday, and no LAPO loan to repay
- A bunk in a hall of residence for ₦1,200 a week
- Graduate with a First, 2:1, 2:2 or Third for extra pay on every shift
In the game's data the degree bonus is 20% for a First Class, 12% for a 2:1, 6% for a 2:2 and 3% for a Third. Courses include Computer Science and Systems Engineering (Coding → Tech), Mass Communication (Charisma → Content Creator or Football pundit), Law (→ Law), Accounting (Hustle → Banking, Trading or Retail) and Creative Arts (Music → Music or DJ).
Starting outside Lagos
You can also start life in Abuja or Port Harcourt. The perks follow the same pattern with local homes and jobs:
| City | Nepo home | Nepo job | LAPO hard start | LAPO balanced start |
|---|---|---|---|---|
| Lagos | Mini-flat, Lekki Phase 1 | Branch Manager (Banking) | Mushin · ₦2,400/wk | Yaba · ₦6,000/wk |
| Abuja | Serviced apartment, Wuse 2 | Senior Admin Officer (Civil Service) | Kubwa · ₦2,800/wk | Gwarinpa · ₦6,000/wk |
| Port Harcourt | Serviced apartment, Woji | Drilling Engineer (Oil & Gas) | Rumuokoro · ₦2,600/wk | D-Line · ₦6,000/wk |
Which one should you pick?
- Pick Nepo Baby if you want to explore, decorate and socialise without money stress.
- Pick LAPO Baby if you want the real Lagos hustle and plan to climb a career fast. The 25% skill boost lasts all game; the Nepo cash runs out.
- Pick UNILAG fresher if you like slow-burn progress. The degree's pay bonus applies to every shift you ever work.